Readers Views Point on Awas Yojana and Why it is Trending on Social Media

Readers Views Point on Awas Yojana and Why it is Trending on Social Media

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PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme

PM Awas Yojana 2024:

PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is operated by the Ministry of Rural Development (MoRD) and its main objective is to provide a safe and convenient pucca house to homeless families and people residing in dilapidated houses.PMAY-G is developed to address the housing shortage in rural areas, which plays an essential function in fulfilling the objective of "Housing for All".

The minimum size of houses under the PM Awas Yojana 2024 scheme has been fixed at 25 square meters, including a special area for clean cooking.As of 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based on the criteria of Socio-Economic and Caste Census (SECC).It is validated by the Gram Sabhas.This amount is sent out directly to the bank account or post office account of the beneficiaries.PMAY-G has been extended for the next 2 years, i.e.till March 31, 2024.

PM Awas Yojana 2024: Goal

The primary objective of PM Awas Yojana (PMYG) is to provide pucca houses with fundamental amenities to all homeless families and families living in kutcha or dilapidated houses in rural areas by 2024.Its main target is to cover 1.00 crore families in rural areas in three years in between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and qualified masons.For the construction of houses, it is proposed to embrace a housing method through merging.

PM Awas Yojana 2024: Benefits

•Financial assistance of 1,20,000 per unit is readily available in plain areas, while for hilly, inaccessible and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the quantity is 1,30,000.

•Interested beneficiaries can get institutional loan approximately 70,000 at a low rate of interest of 3% for construction of permanent housing.The optimum amount for subsidy has been repaired at 2,00,000.

•The minimum size of the house will be 25 sq.m., including a devoted area for sanitary cooking.

•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance as much as 12,000 for construction of toilets.

•In coordination with MNREGA, beneficiaries get a chance to get employment as common labor (rural mason training) at the rate of Rs 90.95 daily for 95 days.

•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.

•The scheme works in combination with numerous government initiatives such as piped drinking water, electrical power connection, clean and reliable cooking fuel, and social and liquid waste management.

•Payments are made electronically directly into bank or post office accounts, which are linked to Aadhaar.

PM Awas Yojana 2024: Eligibility

Beneficiaries under PM Awas Yojana 2024 include all homeless families living in absolutely no, one or two roomed houses with kutcha walls and kutcha roofs (according to SECC data, and based on exemption procedure).

Criteria for automatic/compulsory inclusion.

•1.Shelterless families.

•2.Destitute/dependent PM Awas Yojana on alms.

•3.Manual scavengers.

•4.Primitive tribal groups.

•5.Legally released bonded labour.

PM Awas Yojana 2024: Prioritisation.

•Under Prioritisation, multi-level priority will be identified in the classification of PMAY-G beneficiaries.

•First of all, priority will be given on the basis of parameters of housing deprivation, which includes SC/ST, minorities and other groups.

•First of all, priority will be given to those families who are homeless, followed by priority according to the number of rooms; Households with no, one and 2 rooms will get priority respectively.

•In a particular social classification such as SC/ST, Minority and Others, families who are homeless or living in houses with less rooms will not be positioned below families living in houses with more rooms.

In the above priority groups, families who fulfil the criteria for "mandatory inclusion" will be provided further priority.Automatically included families will be provided more weightage than other families within the priority group.

Ball games will be determined based upon the socio-economic specifications provided below, each having equivalent weightage:.

•Households without any adult member between 16 and 59 years.

•Female-headed households with no adult male member between 16 and 59 years.

•Households with no educated adult above 25 years of age.

•Households with a disabled member and no able-bodied adult member Landless households that derive the majority of their earnings from manual labour will be ranked higher amongst households with high deprivation scores.

Fixation of targets.

For SC/ST: 60% of the target assigned to each State or Union Territory must be set aside for SCs and STs, depending on the availability of eligible beneficiaries.Within the set targets, the percentage of SCs and STs will be figured out by the particular States or Union Territories from time to time.

Furthermore, States and Union Territories will be enabled to exchange targets between SCs and STs, if there is no eligible beneficiary in any of these classifications and it is certified.If all qualified SC and ST households are covered, the State or Union Territory targets will be assigned to beneficiaries of 'other' categories from the permanent waiting list prepared from SECC 2011.

For Minorities:.

In addition, as far as possible, 15% of the total fund will be allocated for minority families at the nationwide level.The allotment of target for minorities among States and Union Territories will be made on the basis of proportional rural population of minorities in the particular State or Union Territory according to Census 2011 data.Minorities notified under Section 2( c) of the National Commission for Minorities Act, 1992 will be thought about eligible for the benefit of this allocated amount.

For Divyaangjan:.

Under the PM Awas Yojana 2024 scheme, special priority in the choice of beneficiaries to be assisted has been given to families in which there is a handicapped member and no able-bodied adult.Hence, such families have been provided more deprivation points at the time of house allotment.According to the Persons with Disabilities Act, 1995, States may attempt to guarantee that 3% of the beneficiaries at the State level are from among the persons with disabilities.

If more than one household in a sub-group has the very same deprivation score, those households will be prioritised based on the following criteria:.

•Families with widows and near relative of members of the defence, paramilitary or police killed in action.

•Families with a member suffering from leprosy or cancer, along with people affected by HIV (PLHIV).

•Families with only one girl child.

Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, typically called the Forest Rights Act.Transgender persons will also be included in the process.

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